About 12340 Saddle Up
This house comes with a REDUCED RATE as low as 5.875 (APR 6.439) as of 08/25/2026 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER
Features of 12340 Saddle Up
| MLS® # | 1913233 |
|---|---|
| Price | $534,900 |
| Bedrooms | 4 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 2,928 |
| Acres | 0.21 |
| Year Built | 2019 |
| Type | Residential |
| Sub-Type | Single Family Detached |
| Style | Texas Hill Country |
| Status | Active |
Community Information
| Address | 12340 Saddle Up |
|---|---|
| Area | 0105 |
| Subdivision | DAVIS RANCH |
| City | San Antonio |
| County | Bexar |
| State | TX |
| Zip Code | 78254 |
Amenities
| Amenities | Pool, Clubhouse, Park/Playground, Jogging Trails, Sports Court |
|---|---|
| Parking | Two Car Garage, Attached |
| Is Waterfront | No |
| Has Pool | No |
| Pool | Hot Tub |
Interior
| Interior | One Living Area, Separate Dining Room, Eat-In Kitchen, Island Kitchen, Walk-In Pantry, Study/Library, Media Room, Utility Room Inside, 1st Floor Lvl/No Steps, High Ceilings, Open Floor Plan, High Speed Internet, All Bedrooms Downstairs, Laundry Main Level, Walk in Closets |
|---|---|
| Appliances | Ceiling Fans, Chandelier, Washer Connection, Dryer Connection, Self-Cleaning Oven, Microwave Oven, Stove/Range, Gas Cooking, Refrigerator, Disposal, Dishwasher, Water Softener (owned), Vent Fan, Smoke Alarm, Pre-Wired for Security, Gas Water Heater, Plumb for Water Softener, Solid Counter Tops, Double Ovens, Custom Cabinets, Central Vacuum |
| Heating | Central |
| Cooling | One Central |
| Fireplace | Yes |
| # of Fireplaces | 1 |
| Fireplaces | One, Living Room |
| # of Stories | 1.0 |
| Stories | 1 |
Exterior
| Exterior | Stone/Rock, Cement Fiber |
|---|---|
| Exterior Features | Covered Patio, Privacy Fence, Sprinkler System, Double Pane Windows, Has Gutters, Bar-B-Que Pit/Grill, Gas Grill, Special Yard Lighting |
| Lot Description | Cul-de-Sac/Dead End, Level |
| Roof | Composition |
| Construction | Pre-Owned |
| Foundation | Slab |
School Information
| District | Northside |
|---|---|
| Elementary | Tomlinson Elementary |
| Middle | FOLKS |
| High | Sotomayor High School |
Additional Information
| Date Listed | October 7th, 2025 |
|---|---|
| Days on Market | 305 |
| Foreclosure | No |
| Short Sale | No |
| HOA Fees | 495.00 |
| HOA Fees Freq. | Annually |
Listing Details
| Agent | Duncan Elliott |
|---|---|
| Office | Phillips & Associates Realty |
| Contact Info | (210) 799-7979 |
| Office Contact | (210) 799-7979 |